You are in control of your care: Even if you have mental health benefits, when using insurance, sometimes you are restricted to who you can see, or have a limited number of sessions you are able to utilize per year. By not using benefits, you are free to go to whoever you want for however long could be therapeutically beneficial for you.
Increased privacy and confidentiality
No psychiatric diagnosis: if you choose to file with insurance, I must give you a valid psychiatric diagnosis, which can negatively impact you in some ways. If you would like to learn more about this, please don't hesitate to ask me and I can explain further. Bottom line: no insurance involvement = no psychiatric diagnosis on your medical record.
Freedom to talk about whatever you have going on: You have the autonomy to consult with me on non-psychiatric issues that are important to you that aren't billable by insurance: relationship issues, developing personal insight, coping with life changes, developing healthy new skills.